Get Approved

View Inventory


Make A Payment

O'Fallon Preowned Car Dealer | St Louis In-House Financing

Customer Reviews

  • “I had a wonderful experience I would recommend insta Credit to all of my friends.”

    Written by Felicia Kincaid on 23 October 2015.
  • “It was fast. I felt like the people there actually wanted to help me and took the time to do so. I wasn’t pressured. I would highly recommend this place to anybody in the process of getting a car.”

    Written by Kyesha Reeves on 12 Jaunary 2016.
  • “I Just wanted to say thank you in helping us sell our pack and ship store Goin’ Postal North Port. From our listing through closing, you were there to help, guide, and support.”

    Written by Raymond Smith on 31 December 2015.
  • “Great! This is our second purchase from InstaCredit and we’d definitely consider purchasing again in the future!”

    Written by Kevin Fosnock on 20 October 2015.
  • “It was great! Everyone we dealt with treated us with respect and helped us get back on the road quickly. We feel like the deal we got was fair and affordable. Our salesman was good about ensuring that our price wouldnt over extend us financially. We truly appreciate all the help and being given a second chance with our credit!”

    Written by Ronald Lane on 25 October 2015.

Your #1 Source For Credit!

InstaCredit exists to help the average person get a new start and develop a positive credit history while delivering reliable vehicles to the public.

We work with all types of credit challenges since we provide our own financing. With InstaCredit you don’t have to worry about being turned down for previous credit issues. Our in-house auto financing is the solution you’ve been waiting for. Call us today or come by and test drive one of our quality pre-owned car, trucks, or SUV’s. We won’t let your previous credit get in the way of driving a reliable vehicle home and building your credit with InstaCredit!

Quality Pre-owned Cars

When you buy a pre-owned car, truck, van, or SUV from InstaCredit you know you have a vehicle you can rely on. We thoroughly inspect every vehicle on our lot and make sure it’s in top working condition before you get into it for a test drive. We have three locations and our inventory is always changing. Take a look at what we have available on the lot today. Get your pre-owned car, pre-owned truck, pre-owned van, or pre-owned SUV from InstaCredit!

InstaCredit Service & Parts

We have our own service facilities to help service your engines, transmissions, air condition, brakes, suspension, and tires. We have an extremely talented and professional staff with decades of experience to make sure that our work is done right the first time.

InstaCredit Financing

We are well known in the area for our aggressive in-house financing! We get people approved for auto loans when they have been turned down by other banks and dealerships. No hassle, and the best possible terms for your vehicle purchase.

Get approved for a quality pre-owned vehicle through InstaCredit’s buy here pay here financing. We make sure you leave with a vehicle you can afford!

Contact Us

910 North Bluff Road
Collinsville, IL 62234